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The Gerontologist, Vol 35, Issue 1 10-23, Copyright © 1995 by The Gerontological Society of America


ARTICLES

Expenditure patterns by age and income among mature adults: does age matter?

FL Cook and RA Settersten Jr
Northwestern University, Evanston, IL.

Using data from the 1984-85 Consumer Expenditure Survey (CES), we examined how expenditure patterns of elderly persons (aged 65-74 and 75 and over) at different income-to-needs levels differ from those of younger mature adults (aged 45-54 and 55-64) at similar income-to-needs levels. Patterns of spending are examined in a variety of areas within three domains--giving, recreation, and essentials. Several important differences exist in the ways that households headed by persons of different ages allocate their expenditures in the domains of essentials and recreation, but few differences exist in the domain of giving. Consistent income group differences exist in expenditure patterns across virtually every area within the three domains. Both age and income differences remain significant when multivariate analyses are performed; thus, the story told is one in which both age and income play important roles.


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Journal of Applied GerontologyHome page
M. A. Stoller and E. P. Stoller
Perceived Income Adequacy among Elderly Retirees
Journal of Applied Gerontology, June 1, 2003; 22(2): 230 - 251.
[Abstract] [PDF]




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Copyright © 1995 by The Gerontological Society of America.