The Gerontologist, Vol 36, Issue 1 63-69, Copyright © 1996 by The Gerontological Society of America
Employer-based health insurance and seniors: the case of Bermuda
NL Chappell and MJ Penning
Centre on Aging, Department of Sociology, Victoria, Canada.
This article examines the importance of economic factors in physician and
other health service utilization among older adults living in Bermuda.
Using data drawn from a national survey of 500 Bermudian elders, the
findings reveal economic factors to be unrelated to the use of physician
services directly, but to be significant determinants of the use of other
health services. Need plus non-need factors are related to the use of both
physician and other health services. The employer-based system does seem to
provide universal access, but factors in addition to need influence the
receipt of care.