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The Gerontologist, Vol 36, Issue 3 400-405, Copyright © 1996 by The Gerontological Society of America

ARTICLES

Reverse mortgages and the economic status of elderly women

BA Morgan, IF Megbolugbe and DW Rasmussen
Policy Sciences Center, Florida State University, Tallahassee 82306- 2018, USA.

Data from the 1990 Census of Population and Housing are used to estimate the potential demand for reverse mortgages among elderly women householders. A reverse mortgage product is simulated using parameters based on the Home Equity Conversion Mortgage insurance demonstration, and its effect on poverty and income distribution among this group is calculated. Approximately 1.8 million women with low incomes and home equity of $40,000 and above could see a significant increase in income under such a program.




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Copyright © 1996 by The Gerontological Society of America.